The ultimate B2C M-Pesa API. Instant payouts, disbursements, collections, and more.
Built for the speed of light.
One API. Every M-Pesa use case.
Instant bulk and single payouts to any M-Pesa number. Perfect for salaries, refunds & commissions.
Accept payments via Paybill, shortcode, or dynamic QR. Real-time webhooks included.
Automatic and manual transaction reversals with full audit trail.
Real-time balance checks across all your M-Pesa accounts.
Send money to banks, mobile wallets & international destinations.
AI-powered risk scoring and velocity controls.
Simple REST API with SDKs for every language.
POST /v2/payments/b2c
{
"recipient": "254712345678",
"amount": 2500,
"reference": "INV-39284",
"remarks": "Salary June 2026"
}Instant checkout and payout to suppliers.
Real-time driver & freelancer payouts.
Bulk salary disbursement and vendor payments.
No credit card required • Full test environment